Personal Loan Rates

Rates as of November 30, 2016 - (Printable Version)

Product Type Repayment Terms Annual Percentage Rate Range**
Autos - New or Used*** 24 - 84 Months* 3.25% - 16.20%
Other - Boats, RVs, etc*** 60 - 120 Months 6.00% - 11.75%
Personal Loans 6 - 60 Months 9.00% - 14.75%
Line of Credit N/A 9.00% - 14.75%
Visa Credit Card N/A Rates, Terms and Conditions
Share (Savings or Certificate) Secured Loan 24 - 84 Months As low as 3.20%****

*For a 72-month term the amount financed must equal or exceed $15,000. For an 84-month term the amount financed must equal or exceed $30,000

**Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and term depend on credit history, type of product and our underwriting standards.

***For each loan request, DVCU will determine the LTV (Loan to Value) using MSRP for new auto's and Kelly Blue Book retail for used auto's.

****Share rate + 2.00% with a floor of 3.20%

The following guidelines apply to all loans:

  • Rates will not go below the floor of 3.20%
  • Rates above reflect the Annual Percentage Rate (APR)
  • Your rate is based on your current financial situation and credit history.

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.