Consumer Loans

Personal Loans

Unsecured Loans: A personal loan can provide a specific dollar amount for a set period of time to be used for any reason, and requires no collateral. Check our rates and terms.

Line of Credit: Take advances as you need it, up to your approved limit. Avoid overdraft fees by attaching your line of credit to your checking account. Low rates and flexible terms available.

Share Secured Loans

Our share savings and share certificate secured loans offer instant approvals with no credit checks. Check our rates and terms.

Savings Secured Loans: Receive a lower interest rate when you use your share savings or share certificate as collateral for a loan.

  • An excellent way to establish credit
  • Your share savings account continues to earn dividends
  • Your share certificate account continues to earn dividends

Student Loans

The DVCU Smart Option Student Loan by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates!1

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

1We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.