Investments

Health and Wealth Products and Services

Amid an ever-changing investment landscape, investors need an experienced partner who can guide you through the intricacies of investing, financial planning, and protecting your health and your wealth. Learn More

Share Certificates

For an even higher yield, you can invest in a Share Certificate. Attractive rates and guaranteed safety take the risk out of reaching your savings goals. It's one of the best ways to earn more money while maintaining control over your funds.

  • Choose a term from three months to five years
  • Minimum deposit of $500 to open
  • NCUA insured
  • Dividend payment options

Call your credit union representative at 602.375.7300 or 800.579.5051, or e-mail us at info@dvcu.org for more information.

Money Market Maximizer

Keeping a portion of your portfolio in a "safe place" doesn't have to mean it can't keep earning for you With Deer Valley Credit Union's high-yield Money Market account, your money is federally insured and earning a much higher dividend rate than a standard savings account.

  • No monthly or annual fees
  • Higher dividend rate than regular savings account
  • Funds remain "liquid" unlike traditional certificates of deposit
  • Unlimited over the counter withdrawals
  • You may also make up to six withdrawals per month (Up to three of these transactions may be by check)
  • Dividends paid monthly
  • NCUA insured
  • Tiered interest rates

Call your credit union representative at 602.375.7300 or 800.579.5051, or e-mail us at info@dvcu.org for more information.

Individual Retirement Accounts

Investing in your future is the best gift you can give yourself. We can help you make the right choice today…for a comfortable tomorrow. Deer Valley Credit Union offers a variety of secure investment alternatives for retirement or tax-deferred savings, including the Traditional IRA, Roth IRA, Coverdell Education Savings Account and Simplified Employee Pension (SEP). We offer a variety of Individual Retirement Account (IRA) programs to meet your financial needs. Choose from a Share IRA account to an IRA Share Certificate.

Exploring your IRA Options
This side-by-side comparison gives a general overview of the main differences between Traditional and Roth IRAs. 1

Traditional IRA
A traditional IRA offers the advantages of tax-deductible contributions now, building earnings until you need them, and deferring taxes on your earnings until they are withdrawn.1

Roth IRA
A Roth IRA offers flexibility by allowing you to pay taxes now and reap the benefits in the future. Within qualifying limits, Roth IRA contributions and earnings may be withdrawn tax-free.1

Coverdell Education Savings Account
The Coverdell Education Savings Account (formerly know as the Education IRA) is a savings account that will help pay for your child's education. You can contribute up to $2,000 per year to help pay for your child or grandchild's qualified educational expenses, tax-free.1

Simplified Employee Pension (SEP)
A SEP allows employers to set up a type of individual retirement account, known as a SEP IRA, for themselves and their employees.

Call your credit union representative at 602.375.7300 or 800.579.5051, or e-mail us at info@dvcu.org for more information.

1Your tax advisor can offer more guidance on which type of IRA may be best for your needs.