Checking Account

Own your personal finances

We offer one checking account that does it all.

If versatility, simple access, discounts and a whole lot of free benefits are important to you, Deer Valley Credit Union has the perfect checking account for you. You manage your money your own way, shouldn’t your checking work the same way?

Make the switch today by stopping by any of our convenient locations.

Above and beyond the basics, it is:

  • Totally free checking
  • No monthly maintenance fee checking
  • No minimum balance checking

It’s truly simple checking at its best. No hidden fees, no complicated applications and no surprises.

      “I love my DVCU checking account! I don’t have to worry about fees popping up at the end of the month,
      like I did at my last bank. And I earn dividends just for having direct deposit through my job.”
      Rachel A. | Member Since 2006

Benefits That Go Beyond

DVCU’s checking account offers tremendous benefits beyond what you might expect. Here are but a few of the everyday features you can tap into:

  • Free online bill pay - payments are debited from your account on the date you pick
  • Free eStatements - current and past statements to view, download and print securely
  • Free email or text alerts - balance, activity and payment alerts to your inbox or phone1
  • Free online banking - convenient access to account details and features like transfers
  • Free Voice Response - telephone access for statements, check copies and much more
  • VISA® debit card - ability to make instant payments at millions of merchants worldwide
  • Direct deposit - paycheck goes right to your account for fast access (download form)

Start Earning Today

All you need to do is set up direct deposit, online banking and eStatements. It’s simple, fast and completely in your benefit. By having those free services in place, you unlock your potential to earn. DVCU calls this a fully qualified2 Participation Account. What does that mean to you?

  • You receive one free box of basic checks per year
  • You earn .25% cash back on eligible VISA debit card purchases
  • You have access to loan rate discounts on most loans
  • You receive increased rates on share certificates

Tap Into BaZing Savings

You also have instant access to local discounts and national retailer deals to save you money on shopping, dining, travel, health and more. BaZing gives you access to 360,000 discounts where you live, work or travel. Simply show your mobile coupon to the retailer for instant savings.

Download the BaZing mobile app


To access BaZing, your account must first be activated. Please contact DVCU at 602.375.7300 or stop by one of our convenient locations to activate your account in less than a minute.

Upgrade to BaZing Plus

DVCU’s checking account offers tremendous benefits beyond what you might expect. Here are but a few of the everyday features you can tap into:

  • Cell phone protection: Just pay your cell phone bill with your Participation Checking Account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it replaced, up to $200 per claim (maximum of $400 per year).3
  • ID ProtectAll: If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you. Plus, you receive $2,500 in personal identity protection and reimbursement for covered expenses you incur to restore your identity.4
  • Roadside assistance: Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

All of this with BaZing Plus for only $4 per month! Simply call 602.375.7300 or stop by any of our convenient locations to upgrade today.

11Data charges from your carrier may apply.
2You must be a member of Deer Valley Credit Union, have a fully qualified Participation Account, maintain qualification, and your accounts must be kept in good standing. To fully qualify for the Participation Account, you are required to maintain active direct deposit ($500/month minimum) and enroll in Remote Banking and eStatements.
3Cell phone protection and personal identity protection are subject to additional terms and conditions.
4Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.