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Important Terms of the Deer Valley Credit Union VISAŽ CREDIT CARD |
Annual Percentage Rate (APR) for Purchases |
8.90% - 17.90% when you open your account, based on your creditworthiness* |
APR for Cash Advances |
8.90% - 17.90% when you open your account, based on your creditworthiness* |
APR for Balance Transfers |
3.90% - 17.90% rate to be determined when promotional offer is available*
Balance transfer fees will also apply (see Fees section below) |
Grace Period for Repayment of Purchase Balances |
At least 25 days from the date of the periodic statement |
Method of Computing the Balance |
Average Daily Balance (including new purchases) |
Annual Fee |
NONE |
Minimum Finance Charge |
NONE |
Transaction Fee for Purchases |
NONE |
Other Fees |
- Late Payment: $20
- Over-the-Credit Limit: $20 if 10% overlimt at time of billing.
- Returned Check: $25
- Balance Transfer: 0.00% - 2.00%* (when offered) of balance transfer amount, with a maximum of $50.00 for each Balance Transfer posted to your Account.
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*The APR is determined by consideration of your credit history. The information about card costs described herein is accurate as of June 2007. This information may change after this date. To receive the most current information, call us at (800) 579-5051. Deer Valley Credit Union may share your account experience and transaction information with its affiliates. Unless you call (800) 579-5051 to Opt Out, you agree that Deer Valley Credit Union and its affiliates may also share other information about your account.
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