Click the Sign In icon to begin using the new, more secure method of accessing your account online.
|
|
|
|
Variable Rate Loan Product
Rates are current as of March 31, 2012
(Subject to change)
For a printable version, click here.
 |
 |
720+ |
Prime + 2.00% |
5.25% |
680-719 |
Prime + 3.00% |
6.25% |
640-679 |
Prime + 5.00% |
8.25% |
600-639 |
Prime +7.00% |
10.25% |
Maximum amount |
$100,000 |
Annual Percentage Rate |
Minimum is 4.00% and Maximum is 18.00% |
First Draw |
First draw amount is a minimum of $1,000 |
Draw period |
Ten year draw period with a ten year repayment |
|
Rates above reflect the Annual Percentage Rate
The index will be adjusted monthly as of the first day of each billing cycle following an index change
Your rate is based on your LTV, current financial situation and credit history
Closing costs can range from $200 to $500
No prepayment penalty
|
|
|
720+ |
5.75% |
680-719 |
6.25% |
640-679 |
7.25% |
600-639 |
8.25% |
Maximum Amount |
$100,000 |
The floor is 4%
Rates above reflect the annual percentage rate
Your rate is based on loan to value and credit history
|
Loan Terms:
Less than $5,000 - Up to 60 months
$5,000 - $14,999 - Up to 120 months
Greater than $15,000 - Up to 180 months
|
|
|
|
|
Federally Insured by the NCUA
|
|
|
|